The Hidden Cost That Eats Your Returns

The difference between regular and direct plans can cost you big over 20 years “Same fund, different plans. What’s the real difference?” Amit stared at his computer screen, genuinely puzzled and confused. He was comparing the same across two different available plans. One plan showed 12% annual return over five years. The other showed 13.2% … Read more

SIP Inflows Hit Rs 10,000 Crore Monthly Mark

Industry celebrates milestone as retail investors embrace equity through systematic plans Monthly SIP inflows crossed Rs 10,000 crore for the first time ever. July 2021 recorded inflows of Rs 10,351 crore through systematic plans. The industry has been building toward this milestone for years. Just five years ago, monthly SIP inflows were around Rs 4,000 … Read more

The SIP Revolution Nobody Saw Coming

How small monthly investments are creating a nation of first-time equity investors Priya started her first SIP with just Rs 1,000 a month. Five years later, she’s thinking very differently about money and investing. The 28-year-old graphic designer from Bangalore never thought she’d become an investor in her life. “My father only trusted fixed deposits,” … Read more

When Your Debt Fund Locks You Out

The debt fund crisis taught lakhs of investors a harsh lesson about risks Rajesh Kumar couldn’t believe what he was reading that Thursday evening. His mutual fund had shut its doors without warning. Franklin Templeton was winding up six debt schemes, and his Rs 8 lakh investment was now frozen indefinitely. “I needed that money … Read more

Understanding Market Volatility During Black Swan Events

How to Navigate Stock Market Volatility in Unprecedented Times The stock market has always been a roller coaster ride, but nothing could have prepared investors for the unprecedented volatility witnessed in recent weeks. With markets experiencing their sharpest single-day falls since 1991, many investors are asking themselves whether they should exit the market or hold … Read more

Sebi changes norms on commissions and disclosures for mutual funds

Markets regulator Sebi Monday announced changes in norms related to payment of commissions and disclosures for the mutual fund industry. Changes have been made to various circulars issued earlier, including the circular issued in October 2018 wherein Asset Management Companies (AMCs) were asked to adopt full trail model of commission in all schemes. Besides, upfronting … Read more

All you need to know about India’s first REIT

A REIT is a company that owns, operates or finances income-producing real estate. Modeled after mutual funds, REITs provide all investors the chance to own valuable real estate, present the opportunity to access dividend-based income and total returns, and help communities grow, thrive and revitalize.  REITs allow anyone to invest in portfolios of real estate … Read more

Government to raise Rs 3,500 crore with CPSE ETF, 5th tranche opens on March 19.

The fifth tranche of the CPSE Exchange Traded Fund will be open for subscription on March 19, as the government seeks to raise at least Rs 3,500 crore. The fourth Further Fund Offer (FFO), will open from March 19-22. It would help the government in mopping up funds towards meeting its disinvestment target of Rs 80,000 crore for the … Read more