NII up 15%, asset quality improving across segments, RoA sustained above 1.1%, productivity and efficiency gains building India’s largest bank keeps delivering. SBI’s Q1FY27 results beat HDFC Securities’ estimates on the back of healthy balance sheet growth on both sides, stable margins and in-line asset quality — a combination that is becoming a reliable quarterly … Read more
Credit growing at 17%, GNPA at a multi-decadal low, RoA held at 1.1% despite margin headwinds, and capital ratios restored India’s largest bank does not need to be flashy to be compelling. State Bank of India’s FY26 performance was exactly what long-term investors in the franchise have been waiting for — broad-based credit growth, asset … Read more
The country’s largest lender, SBI, is doing well on all fronts State Bank of India just delivered a class in how to navigate a tricky credit environment. While private sector banks grapple with slowing loan demand and margin pressure, the government-owned behemoth posted 6% quarterly loan growth while keeping net interest margins above the psychologically … Read more