State Bank of India

Growing Loans at 19% While the System Lags

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NII up 15%, asset quality improving across segments, RoA sustained above 1.1%, productivity and efficiency gains building  India’s largest bank keeps delivering. SBI’s Q1FY27 results beat HDFC Securities’ estimates on the back of healthy balance sheet growth on both sides, stable margins and in-line asset quality — a combination that is becoming a reliable quarterly … Read more

This PSU Bank Is On A Roll

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Credit growing at 17%, GNPA at a multi-decadal low, RoA held at 1.1% despite margin headwinds, and capital ratios restored India’s largest bank does not need to be flashy to be compelling. State Bank of India’s FY26 performance was exactly what long-term investors in the franchise have been waiting for — broad-based credit growth, asset … Read more